Commercial & Multifamily

All Commercial Finance

Commercial & Multifamily

We have a variety of the premium Apartment and Hotel loan products, allowing us to offer the most competitive Commercial real estate finance rates to our customers, whether they need an apartment loan or hotel loan for acquisition, construction financing or refinancing. Including hard money hotel loans and hard money apartment loans.

All Commercial Finance has over 30 years of experience with apartments, flag and non-flag hotel and resort financing.

We work closely with assigned hotel and apartments loan underwriters to assure you are getting the best hotel financing or apartment financing solution tailored for your situation.

Apartments, Hotel, and Resort financing including Condo conversions requires the top notch skills of an experienced commercial loan officer who can exploit the best in the property, highlighting its value added services, and pointing the property toward the future.

Our financing specialists have the years of experience it takes to understand exactly what the customer expects in handling the financial well-being of his considerable investment.

The cost and availability of capital have an enormous effect on the hospitality and multifamily projects industry, with far-reaching implications for property liquidity, values and new supply.

Interest rates spreads have contracted to the narrowest margins in recent history, which means existing properties can be leveraged up to 90 percent of a property’s value. Sometimes even higher. All Commercial Finance can provide the best apartments finance and hotel financing for properties worldwide.

Still, the time will come when permanent financing must be put in place – even if you replace current financing with another bridge loan, underwriting rules remain relatively constant.

Loan amounts on hotels and apartments can range from $500,000 to $200 million. Fixed rates on loans are also available as well as loans with adjustable rates. Debt coverage ratios start at 1.10:1 and up.

Program Overview

Example Permanent Loan Terms

Loan maturities are 3, 5, 7 and 10 years.

Loan Amortization

15, 20, 25 and 30 year amortization.

Debt Service Coverage (DSC)

From 1.1:1 subject to credit grade, property type, physical condition, age, location and competitiveness of market position.

Loan to Value (LTV)

Up to 95% CLTV for acquisition and up to 75% for refinance. Real estate quality and amenities will be considered in the assessment of LTC. And, 95% CLTC and up to 90% Rehab cost.

Construction financing available with the following terms:

  • Loan to Cost: Up to 80%

  • Loan to completed value: 75%

  • Term: Up to 18 months with option to extend

  • Loan range: $2 million – $100 million

  • Points: 2-3

  • Higher debt to equity construction loans available at: Preferred Shares Funding